Polybius is a project aimed to create a regulated bank for the digital generation.


12 635.302561 BTC
32 298 489 USD

Meet Polybius
It will be a contemporary banking institution with a progressive approach

With the support of global banking experts and renowned tech veterans, Polybius aspires to build a comprehensive banking solution for all.

Polybius Bank will combine features of modern banking, IoT, Big Data and Blockchain-based technologies while also meeting security and UX requirements.
The Digital Pass technology, developed by HashCoins and implemented into Polybius Bank, will serve as an automation and digitalization ecosystem, allowing us to not only integrate single companies, but entire industries enabling access to financial and industrial services in the same Pass, at a click’s hand.

Polybius financial services will be fully interconnected with international systems to respond to the transaction needs of our customers worldwide. If you have ever contemplated the inner workings of a bank or you are a fan of new revolutionary technologies, take a look at our Prospectus below!

I thought I would be building a bank, but in reality, I made an IT company.

Oleg Tinkov

ICO token issuer:

Polybius Foundation OÜ Incorporated in Estonia


$ 1 500 000
Authorized Payment Institution

  • - P2P Loans
  • - Investment Portfolios
  • - EBA Clearing
  • - SWIFT Membership
  • - EPC Rulebooks
  • - API License*
  • - Payment Services

$ 3 000 000
Electronic Money Institution

  • - Consumer and working capital loans
  • - Foreign Exchange
  • - Card Issuing and Payment Acquiring through a BIN Principal Member*
  • - EMI License*

$ 6 000 000
Commercial Bank

  • - Credit Cards
  • - Savings Deposits
  • - Open API Apps
  • - Card Scheme Membership
  • - Bank License

$ 10 000 000
Digital Pass

  • - Blockchain
  • - Big Data
  • - Applied AI
  • - Internet of Things
  • - eSignatures
  • - eSeals

$ 25 000 000
SME Financial Marketplaces

  • - Venture Capital
  • - Crowdfunding
  • - Insurance
  • - Brokerage

$ 50 000 000
Venture Capital, Crowdfunding

All funds over $25m go to the SME Financial Marketplace investment and operational capital

$ 100 000 000
Insurance, Brokerage

All funds over $25m go to the SME Financial Marketplace investment and operational capital

Money Makes Money

How to build a successful bank?
You need a starting capital and skill to manage it. A professional team is just a part of the success and even though Polybius has bankers, financiers, economists and specialists from many areas, smooth and seamless development requires significant capitalization. That is why we are raising investments using the most convenient and technologically advanced mechanism – the ICO. In return, 20% of Polybius Bank profit will be shared among Dividend Token holders

The mechanism of receiving the part of the profit and its amount in percentage will be written in the bylaws of the company. The distribution will be performed using a smart contract.

Getting Profit

Selling tokens

After the ICO, you can sell the
token on the market to receive
immediate profit.


Keeping tokens,
receiving dividends

The token grants a part of the
company’s profit.


Polybius Bank will operate on the principles of an Open API, employing reputable innovations and service within the framework of payment and data processing industry.

The activities of the Polybius Bank will be developed on an incremental basis investing the capital according to the development of the customer base and with the objective of maximizing the capital versus revenues ratio.

By providing the infrastructure for system-to-system communications, Polybius Foundation will act as a Trustee service and will be responsible for the control and execution of compliance-related directives.

Designed to comprehend a variety of networks, the infrastructure of Polybius Foundation features a multi-segment decentralised data storage for personal data, cryptographic encryption of all entries and secure mechanisms of identification, authentication and authorisation of individuals and companies by means of the interconnected instruments.

The data will be driven from all the channels related to services of Polybius Bank, Digital Pass and its trusted entities for further processing and analysis. Due to the sensitive nature of the information and to ensure the scalability in processing capacities, the evaluation of data will be automated by means of applied AI algorithms.

Digital transformation is not a project run by a function, but a complete change of the bank.

Chris Skinner

ICO details

What is a Polybius token:
Polybius token - Polybius Blockchain Share - represents the right to receive a part of company's profit. All token holders are eligible for obtaining dividends according to their stakes. Any number of tokens (100%) sold at the end of ICO have right to receive 20% of company's profits
Payout Structure:
According to the company bylaws, at the end of a financial year 20% of the company's profit is transferred to an ETH wallet. The ETH is then redistributed to all holders of Polybius Tokens according to smart contract conditions
Total supply:
20,000,000 (twenty million) tokens
Yes. All unsold tokens will be burned
Initial Rate:
Price per token, locked. 1 token = 10 USD

ICO Structure

100% of Dividend Tokens grant the right to receive 20% of Polybius Bank dividends

Token distribution


  • +25%

    Day 1-2

  • +20%

    Day 3-7

  • +15%

    Week 2

  • +10%

    Week 3

  • +5%

    Week 4

  • +0%

    Week 5


Bounties percentage: x% out of 2% of total amount of tokens

  • 15%

    Bitcointalk Signature Campaign

  • 15%

    Bitcointalk Translation Campaign

  • 10%

    Facebook Likes

  • 10%

    Twitter Followers

  • 10%

    Polybius thread support

  • 40%

    Exclusive support

In cooperation with

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